Angel Investor · Fintech & Banking SaaS · AML & Fraud

Backing the builders who keep finance honest.

I back founders building the rails of modern finance — and help institutions adopt them safely.

Portrait of Tommy Hartono

01 — Focus

Invest. Partner. Protect.

Three roles, one thread: money should move quickly, and it should move cleanly. I work where those two goals meet.

  1. 01 — Invest

    Angel capital for early fintech founders.

    I write early cheques into teams building financial infrastructure, banking software and the tools that keep money clean. After the cheque, I stay useful: introductions to banks, a read on regulatory expectations, and the hard questions before a risk committee asks them.

    Investments →
  2. 02 — Partner

    Banking SaaS, brought to market with institutions.

    I help software companies and financial institutions find each other and work together — from the first conversation, through vendor due diligence, to a live deployment.

    Partnerships →
  3. 03 — Protect

    AML and fraud prevention that holds up.

    Anti-money laundering, counter-terrorist financing and fraud controls designed for how money moves today: real-time payments, digital onboarding and organised mule networks.

    AML & Fraud →

02 — Speaking

On stage and behind closed doors.

Keynotes, panels and closed-door sessions for banks, compliance teams, founders and investors.

  1. 01Transaction monitoring for real-time payments
  2. 02Selling software to banks: what founders underestimate
  3. 03Scams, mules and shared responsibility
  4. 04Building to FATF standards from day one

Contact

Start with a short email.

Every message is read personally. A clear subject line and two or three sentences of context get the fastest reply.

Email TommyWhatsApp +65 9712 9824

contact@tommyhartono.com